The numbers on a spreadsheet don't show the real cost of a deal.
I spoke with a real estate syndicator who was weighing a proposal that is not uncommon in his business. The plan was to pad a renovation invoice and pass the inflated cost onto a commercial tenant.
He knew the younger partners pushing the deal were good people. In certain industries, kickbacks and inflated invoices feel like the only way to stay profitable. The financial gain is sitting right there, and it feels entirely real.
I didn't preach to him. This person was a mature businessman, a grandfather. I just asked him: What is the exact dollar amount that makes it worth your grandchildren looking at you differently?
He stopped. “There is no number,” he said.
It is easy to minimize the risk. You might hear that most of these crimes are never discovered. The FBI would agree with you that 9/10 crimes go undetected. But taking that chance means risking a total blow-up of your life, your family's peace, and your good name. When we stripped away the industry norms and looked at the raw reality, the decision was simple. Shutting down the scheme would only take a five-minute conversation.
Nugget: Every shortcut comes with a hidden price tag. Before you accept a deal that crosses a line, ask yourself what it will cost in ways that can’t be measured in dollars. Make the five-minute phone call to walk away.
Warmly,
Rabbi Levi Landa
Director, Project 432
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These prevention nuggets provide general perspective about the law and do not constitute legal advice. The law often changes based on jurisdiction. For advice regarding your specific situation, please consult a licensed attorney in your jurisdiction.
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